  A.M. Best Rating Report: A Rating Report from the A.M. Best Company represents an independent opinion from the leading provider of insurer ratings of a company’s financial strength and ability to meet its obligations to policyholders. A Best's Rating is assigned after an extensive quantitative and qualitative evaluation of a company’s financial strength, operating performance and market profile. Best’s Ratings are assigned according to the following scale:
 The financial services marketplace is more sophisticated and demanding than ever, which is why we have chosen Balboa Life & Casualty of Irvine, California as our program underwriter. Since its founding in 1948, Balboa has been offering a wide range of insurance programs designed for financial institutions and their borrowers. We have chosen to partner with Balboa based on their financial stability and excellent customer service and claims handling. Balboa has been recognized by A.M. Best Company with an "A" rating, and is a division of Countrywide Credit Industries, Inc.
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About the Insurance Carrier
