GAP offers an additional measure of family security and peace-of-mind by reducing the financial burden that may be incurred if your vehicle is stolen or totaled. Additionally, GAP prevents the deficiency loan balance from being added to a new loan in the event of a total loss, and serves to protect your credit rating. GAP can be purchased at a low, one-time cost.

GAP can be included in the amount financed with the loan. Coverage takes effect immediately upon loan dispersal.

GAP Advantage provides an additional $1,000.00 credit towards new loan for replacement vehicle if you finance it with same financial institution within 90 days of primary carrier settlement.

GAP covers the owner's primary insurance deductible up to $1,000.00. This results in another reduced financial burden associated with a vehicle being stolen or totaled, and is one more way in which GAP provides peace-of-mind.

GAP is available for the following types of vehicles. There are no age restrictions on the vehicle.

• The maximum that GAP will pay is $50,000.00, which is well over the maximum loss you would ever experience.
• The maximum loan term GAP will cover is 84 months.